香蕉直播

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are fixed-rate loans available to degree-seeking graduate or professional students enrolled at least half-time in courses that are degree-applicable. The annual limit on a Graduate PLUS Loan is equal to the cost of attendance minus any other financial aid you receive. For example, if the cost of attendance is $40,000 and you receive $20,500 in other financial aid, you can request up to $19,500.

Note: Step 4 is a one-time requirement (unless the graduate student is required to obtain an 鈥楨ndorser鈥 for their Grad PLUS loan), while all other steps (1-3; and 5) must be completed every year.

1. Complete the FAFSA

Complete the  to determine loan eligibility.

2. Record your eAward Decision

Access your Financial Aid.

  • Select the aid year that you wish to review at the 'Select an Award Year' field. 
  • Click on 鈥楻eview and accept your Financial Aid Award Package鈥 under the Checklist section.
    • NOTE: All the steps on the checklist prior to this must be completed first.
  • Review the direct loans that are part of your financial aid package and record your decision.
  • After you 鈥楢ccept鈥 or 鈥楧ecline鈥 the loan(s), you will be able to see the immediate changes in your eAward.
    • NOTE: If, at a later date, you change your mind regarding an 鈥楢ccepted鈥 or 鈥楧eclined鈥 loan, you CANNOT change it online. To change the loan status OR amount, please review our FAQ on Loans (Types, Fees, Limits, Repayment) page for further instructions.

3. 香蕉直播 for a PLUS Loan

Beginning late April for the upcoming academic year, you will log in to  using your borrower FSA ID to  each time you decide to borrow.

  • 香蕉直播ing for a PLUS Loan triggers a basic credit check
  • Once the PLUS application is submitted, you will immediately receive a credit decision of either 'Accepted' or 'Denied.'

Note: When the PLUS Application asks what amount to borrow, select 鈥渕aximum amount.鈥 The official loan amount utilized by the Financial Aid Office is determined by the PLUS Authorization Form (step 5), not the PLUS Application. To change the initial requested amount of the PLUS loan after the Authorization Form is submitted, please refer to 鈥FAQs on Loans.鈥

 

4. Complete the PLUS Master Promissory Note

If you receive an 'Accepted' credit decision when applying for a PLUS loan, you must also complete the  at .

Note: In most cases, a Graduate PLUS Master Promissory Note will be good for 10 years once successfully completed. This Graduate PLUS MPN is separate and distinct from the MPN completed for the Direct Graduate Unsubsidized Loan.

5. Complete Cedarville's Graduate Plus Authorization Form

Complete Cedarville's to specify the loan amount and loan term(s) for your requested Graduate PLUS loan.